Spend Wisely, Invest, Give Generously

These are times when statistics can be startling and bring clarity to an underlying problem. Recently, a U.S. Federal Reserve study revealed that half of Americans spend more than they earn. 25% cannot pay all of their regular bills each month, and half of Americans cannot come up with $400 in cash to cover an emergency. Ironically, these statistics come from the Federal government made up of l...